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Mortgage & Finance Association of Australia

Calculators


How much can I borrow?

Our borrowing calculator will provide you with a guide of how much money a lender will provide you. A lending range is provided as all lenders have different rules as to how they calculate your borrowing capacity.

It is very important to remember that only you know how much you can afford. It is strongly recommended that you use a budget (including all your income and outgoings) to identify how much money is left over to repay a mortgage. You should also build in a factor to allow for any interest rate movements. An Accredited Mortgage Consultant can assist you in determining this.

For further information about your borrowing options, speak to one of our Accredited Mortgage Consultants on (08) 8300 8300 or 1800 200 900 for calls outside SA. Alternatively you can request an appointment online.

Choose one of the following options:

Single Joint

Borrower Details   Gross or Net Frequency
Income 1
Income 2 
Rental Income
Family Benefits

Expenses   Frequency
Existing loan repayments 
Total credit card limits 
Number of dependents
   
Loan details  
Loan term in years
 
 
   
Result  

The results from this calculator are indicative and should be used as a guide only. The results are correct as at the time of calculation. Actual calculations and results may vary depending on individual cases. Your actual borrowing limit may vary depending on your expenses and what you can afford. The above information is neither a quote nor a pre-qualification for finance.